Single Asset DSCR Rental
Finance rental property using cash flow
- 30 Year Fixed Rate Terms
- $150k - $3.5M Loan Amount
- Up to 80% LTV, 75% Cash Out
- Minimum DSCR 0.75x
- Occupied or Vacant
You can now invest in Fund III. Learn More | Invest Now
You can now invest in Fund III. Learn More | Invest Now
Looking for a lending partner who actually picks up the phone? IceCap’s CRE broker channel is built for complex, relationship-driven transactions. The CRE path gives you thoughtful structuring, broker protection, balance-sheet capital, and direct access to decision makers—so you can win the mandate and close with confidence.
IceCap Group is a private, balance-sheet lender with the track record and resources to close when it counts. We’ve originated over 4,000 loans nationwide, funding everything from single-property rehabs to $20M+ multifamily transactions. Backed by a family office, we manage committed, discretionary funds—ensuring that when we issue a term sheet, we have the capital and certainty to close.
We take the time to understand the story behind each transaction, then work with you to craft terms that make sense for your client and the deal. Whether it’s a value-add multifamily, mixed-use bridge, ground-up development, one-to-four family fix and flip, DSCR rental loans, or single-family ground-up construction, you’ll have a dedicated point of contact and direct access to the people who can make approvals happen—so you can get real answers, not runaround.
Direct access to decision makers means you’re never stuck in a black box wondering where your deal stands. Many lenders in the market are simply intermediaries, relying on outside capital sources for approvals. At IceCap, for our CRE loans, we are the true decision-makers—deploying our own capital at our own discretion, with all credit decisions made in-house. Our credit team and principals are accessible and engaged, giving you honest feedback early and the ability to adjust a structure in real time.
We’re here to support and protect your relationships, not get in the way. We don’t market directly to your borrowers, and our goal is to maximize all of our business together—growing your client relationship alongside ours. Every interaction is handled with transparency and respect, so you can focus on building trust and closing more business.
For CRE loans, we lend from our own committed, discretionary capital—backed by our family office and the evergreen fund that we’ve raised and manage. This structure gives us the ability to deploy capital quickly and independently, without seeking outside approvals. The result: no sudden changes at closing, flexibility to make exceptions when a deal makes sense, and the confidence that when we say “yes,” we have the money ready to fund.
We structure pricing to help you win business—offering market-leading rates and terms while ensuring you’re paid fairly for the value you bring. Broker fees are protected in writing, and compensation is paid promptly at closing. With the ability to finance everything from $100K single-property loans to $20M+ multifamily transactions, you can place a wider range of deals with one lending partner while keeping your margins strong.
We combine technology with attentive service to move deals forward efficiently. From quick scenario reviews to same-day term sheets, we keep momentum without sacrificing diligence. You’ll have a dedicated team guiding each loan from application to closing, so nothing gets lost in the shuffle and you can deliver a smooth, confident experience to your clients.
Value-add multifamily, mixed-use, and 1–4 family fix & flip
Long-term financing for income-producing residential properties
Single-family, multifamily, and mixed-use development
Loan sizes range from $100,000 for smaller 1–4 family projects to $20+ million for large multifamily transactions, with nationwide lending so you can serve clients wherever the right opportunities arise.
Finance rental property using cash flow
Finance a rental asset portfolio with a single loan
Financing for stabilized multifamily assets
Financing for stabilized mixed used assets
Financing for renovations projects short term capital
Financing the build to rent and build to sell business plan
Here are the answers to some common questions about BluFin.
BluFin specializes in providing a variety of loans tailored for investor-focused clients. Our offerings include Non-QM loans, DSCR loans, and other financing solutions designed to meet the unique needs of real estate investors. We focus on asset-based lending, making it easier for brokers to secure financing without the typical income documentation constraints.
Our pricing structure is designed to be transparent and beneficial for brokers. We utilize the highest credit score of an entity for determining pricing, ensuring competitive terms for your clients. Additionally, brokers have the flexibility to set their compensation on each deal, free from any restrictive compensation plans. Above-par pricing is directed straight to brokers, which is reflected outside of closing costs and off the settlement statement.
BluFin is committed to empowering brokers with comprehensive support. Our dedicated team offers personalized assistance throughout the loan process. Brokers can access smart, broker-centric technology to manage deals, track files, and submit documentation at their convenience. Additionally, we provide educational resources and training materials to enhance brokers’ understanding of our products and processes, ensuring they have the tools needed to succeed.
Whether you have an active loan scenario or want to explore how we can fit into your CRE pipeline, our team is ready to help. Reach out to discuss a deal, get signed up as an approved broker, or learn more about our programs.
When you work with IceCap, you get a partner committed to helping you win the mandate, deliver for your client, and grow your business—deal after deal.
