Single Asset DSCR Rental
Finance rental property using cash flow
- 30 Year Fixed Rate Terms
- $150k - $3.5M Loan Amount
- Up to 80% LTV, 75% Cash Out
- Minimum DSCR 0.75x
- Occupied or Vacant
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Creating the Premier Marketplace Where Fast and Flexible Capital Fuels Opportunity for Brokers and Real Estate Investors

I truly appreciate your help on this transaction. Aside from the appraiser delay, this was the fastest bridge loan I've ever closed! The rate was excellent, and the process was seamless overall. I'll definitely be bringing more bridge deals your way, as long as they align with your credit criteria.
The quick pricer tool is fantastic, you've been amazing to work with, and Nolen, the underwriter, is incredible. He moves through files with impressive speed and efficiency. Having worked on all three of my loans, I can confidently say he’s one of the best DSCR and bridge loan underwriters I've partnered with as a broker.
Looking forward to working together again soon!
I just wanted to personally thank the entire team of IceCap for this 24hr CTC. Your team took in this DSCR loan, YESTERDAY!! This was from one of my most important clients. Your team underwrote, CTC, balanced and authorized funding for tomorrow...that is UNREAL. All in one business day.
I really appreciate management and operations coming together for me on this last-minute fire drill to save my reputation. I made a mistake by trusting a competitor with empty promises. YOU GUYS NOT ONLY, HONORED THE RATE THAT I PROMISED THE CUSTOMER BUT ICE CAP CAME THROUGH IN STELLER FASHION!
I really appreciate you guys!
It has been an absolute pleasure to work with the team at BluFin / IceCap. I cannot say enough good things.
From start to finish I feel confident knowing that I have a partner that will execute at the highest level. Nathan Lati, Adam Harris and Nolan Poretz are true professionals, they go above and beyond to provide white glove service and are always honest and transparent.
I look forward to growing my business with them by my side.
We often hear the same feedback from new brokers: “Your process is the fastest, smoothest, and most reliable we’ve ever seen.”
Our platform was built from day one with a bold vision — to disrupt the outdated Non-QM lending model and become the go-to solution for investor-focused brokers. When the DSCR market was barely emerging, we committed to a singular belief: investor lending isn’t just viable — it’s the future.
Here’s why brokers are making us their #1 lending partner — and why our close ratio is consistently the highest among their lender relationships:
Our streamlined model means your files move fast. One business day turn times, guaranteed.
Price deals, track files, and submit docs on your time — with no TRID drag or constant follow-up.
No LE’s, CD’s, ITP’s or other regulatory red tape. Just clean, fast, investor-focused lending.
Set your compensation on each deal. No restrictions. No compensation plans tying your hands. Just flexibility to win.
Stop chasing one-time primary buyers who close once every 13 years. Our brokers close the same investor clients multiple times every year.
We evaluate the deal based on asset cash flow, not borrower income. No ATR = No barriers.
We built our platform to empower brokers with speed, flexibility, and consistent execution. What we promise — we deliver, every time.
Finance rental property using cash flow
Finance a rental asset portfolio with a single loan
Financing for stabilized multifamily assets
Financing for stabilized mixed used assets
Financing for renovations projects short term capital
Financing the build to rent and build to sell business plan
Our industry-leading technology platform delivers a seamless process built for speed, transparency, efficiency, and certainty of execution.
BluFin specializes exclusively in investment property loans. Unlike competitors who are often jack of all trades but master of none, our dedicated expertise streamlines the lending process—delivering greater efficiency, reliability, and consistency. This enables brokers to build lasting relationships, provide trusted financing solutions, and maintain a steady pipeline of business.
Partnering with BluFin adds expert account executives, underwriters, closers, and account managers to your team—ensuring precise loan structuring and clear navigation of eligibility within product guidelines. This combined expertise delivers tailored financing solutions while minimizing errors and delays. We provide actionable answers and practical product solutions, with fast yes’s and quick no’s to keep deals moving efficiently—empowering brokers to deliver exceptional service at every stage.
Here are the answers to some common questions about BluFin.
BluFin specializes in providing a variety of loans tailored for investor-focused clients. Our offerings include Non-QM loans, DSCR loans, and other financing solutions designed to meet the unique needs of real estate investors. We focus on asset-based lending, making it easier for brokers to secure financing without the typical income documentation constraints.
Our pricing structure is designed to be transparent and beneficial for brokers. We utilize the highest credit score of an entity for determining pricing, ensuring competitive terms for your clients. Additionally, brokers have the flexibility to set their compensation on each deal, free from any restrictive compensation plans. Above-par pricing is directed straight to brokers, which is reflected outside of closing costs and off the settlement statement.
BluFin is committed to empowering brokers with comprehensive support. Our dedicated team offers personalized assistance throughout the loan process. Brokers can access smart, broker-centric technology to manage deals, track files, and submit documentation at their convenience. Additionally, we provide educational resources and training materials to enhance brokers’ understanding of our products and processes, ensuring they have the tools needed to succeed.